Roof Insurance & Hail Damage Claims in Saskatoon, SK
Hail and wind storms hit when they hit, and we at W Contracting Roofing help Saskatoon homeowners with the roof insurance claim that follows. We get up on your roof fast and document what the storm actually did, the way an adjuster would. Then we work with your SGI or private insurer so the claim covers the real damage.
We are W Contracting Roofing, a Saskatoon roofing company, and insurance work is part of what we do.
- Free, no-obligation inspection and written quote
- HAAG Certified documentation for your claim
- We work alongside your SGI or private adjuster
- GAF Certified installs, 10-year workmanship warranty
Quick answers
- Does insurance cover storm damage to roof? Usually. Most storm-damage roofs in Saskatchewan are handled through an SGI or private insurance claim, and your deductible is the part you pay.
- What is considered hail damage on a roof? Bruising in the mat under the granules, which takes years off the roof. A scuff on a vent cap or a mark that never breaks the mat is cosmetic.
- What does hail damage roof look like? You usually cannot see it from the ground. Hail bruises the mat under the granules, and a year or two on the bruises turn into leaks.
- Should i claim hail damage on my roof? Get the free inspection first. Whether a claim affects your premium depends on your insurer and your policy, so check with them or your broker before you file.
We at W Contracting Roofing are a roofing contractor working out of 410 Stensrud Rd #139 in Saskatoon, Saskatchewan, and we provide roof insurance claim assistance in Saskatchewan. We are GAF Certified, HAAG Certified, and a BBB Accredited Business with an A rating. We back every roof we install with a 10-year workmanship warranty.
Why us
Why Saskatoon homeowners choose W Contracting for their roof insurance claim
HAAG Certified inspections
We inspect the way an adjuster does and can tell real, storm-caused bruising from the cosmetic marks a claim will not cover.
Full documentation
We document everything with photos and video and work alongside your SGI or private adjuster. No inflated claims and no games.
Honest scope
The claim is yours. We make the roofing side simple and make sure real, storm-caused damage is captured so you are not paying out of pocket for something your policy covers.
How a claim works
How a Saskatoon roof insurance claim works in Saskatchewan
Most storm-damage roofs in Saskatchewan are handled through an SGI or private insurance claim. The mechanics are similar either way.
You report the damage to your insurer, an adjuster inspects the roof and sets the agreed scope, the claim is approved, the work is done, and your deductible is the part you pay. We are HAAG Certified, which means we inspect the way an adjuster does and can tell the difference between cosmetic marks and bruising that will cut your roof’s life short.
More about the adjuster and approval
Once you report a hail or wind event, SGI or your private insurer assigns an adjuster who comes out to inspect and agree on what is covered. That scope is what the whole claim runs on. When we meet the adjuster on site, we show the real storm damage from our HAAG Certified inspection so the scope gets set on what is up there rather than a guess from the ground.
After the claim is approved the restoration goes ahead, and the deductible stays the homeowner’s responsibility. We do not touch the money side of your policy.
Our part is the roof, start to finish. If you are still weighing whether to file, our guide on whether insurance covers hail damage in Saskatchewan lays out what SGI and private policies usually pay for.
From a Google review
A hail estimate the adjuster took note of
Rob had Nathan out for a hail estimate, and the roof claim ended up combined with an earlier garage issue.
“We had Nathan from W Contracting out for a hail estimate, and the service was nothing short of remarkable. In the end, we had to combine our roof claim with a previous garage issue, but the estimate Nathan provided-along with his knowledge and advice-was so thorough that even my insurance adjuster took note. I highly recommend W Contracting for all your roofing needs!”
What HAAG Certified documentation does for your Saskatoon claim
HAAG is the standard adjusters train on, so an adjuster recognizes our documentation right away. We shoot photos and video of the damage and meet your adjuster on the roof when it helps. Then we lay out the scope in plain terms, so the real storm damage gets captured and you are not paying out of pocket for something your policy already covers.
Cosmetic vs claimable damage on a Saskatoon roof
Hail bruises the mat under the granules. You usually cannot see it from the ground. Those bruises keep shedding granules and let UV cook the asphalt, and a year or two on they turn into leaks.
That is claimable, because it takes years off the roof. A scuff on a vent cap, or a mark that never breaks the mat, is cosmetic, and that is a different thing.
We are HAAG Certified, so we can tell the two apart, and we are not going to sell you a roof you do not need. Sometimes the roof is fine and you get to stop worrying about it.
Don't put it off over budget. Spread your roof over manageable monthly payments with financing through Financeit. We can walk you through the application and fold it into your quote.
See financing optionsOur roof insurance claim process
What working with us looks like in Saskatoon
Free inspection
We get up there fast after a storm and mark every hail hit and wind crease, photographing each one the way an adjuster would.
Documentation and claim
As HAAG Certified inspectors we document the real storm damage and work with your SGI or private adjuster on the scope.
Restoration
Once the claim is approved we strip down to the deck. Any rotten plywood gets swapped out, then we build back up with ice and water shield, underlayment and GAF shingles.
Final check and warranty
A final walkthrough, the site left clean, and a 10-year workmanship warranty on the roof.
Real reviews
What our customers say about the crew that runs to Saskatoon
Rated 5.0 on Google · W Contracting Roofing · read them on Google
We had Nathan from W Contracting out for a hail estimate, and the service was nothing short of remarkable. In the end, we had to combine our roof claim with a previous garage issue, but the estimate Nathan provided-along with his knowledge and advice-was so thorough that even my insurance adjuster took note. I highly recommend W Contracting for all your roofing needs!
Nathan and his team of roofers are definitely a fantastic group to work with. Nathan came out at 3 am to retarp my roof after the tarp was tore off in a storm. They did a fantastic job with all including clean up. I would fully recommend them. 5 plus stars
Thanks to Nathan and his team. We had a leaky roof and what we thought was going to be a total nightmare and financial disaster turned out to be a relaxing, seamless and affordable process. From the initial phone call to the end of the job Nathan kept communication going and was patient and knowledgeable when I was trying to choose the right shingles. I can’t thank Nathan and the team enough. We were so impressed we didn’t bother obtaining any quotes from other companies. It’s W Contracting all the way!!!
We had new shingles put on our home and had a very positive experience with Nathan and his crew. We would definitely recommend them. They have a great selection of shingles to choose from and a great warranty. Thank you to Nathan and the crew for treating our home well and making the roof look great.
Nathan and the crew were wonderful to deal with. From repairing the roof, installing new shingles, clean-up and competitive pricing, they were professional and efficient in every step. Would trust them to do a roof anytime and will recommend them to everyone we know.
Nathan was fast and efficient fixing my rain gutter after it blew down during the night! Very friendly would definitely recommend.
Would recommend Nathan and his team to anyone looking for quality roof job done. They were very accommodating with my time frame, budget and nature of the job. Left the site clean and tidy. A+
What we document for your adjuster on a Saskatoon claim
| What we document | Why your adjuster needs it |
|---|---|
| Date-stamped photos and video | An adjuster needs to see the damage the way it was found. Clear photos and video of every hail hit and wind crease give your claim a record that is hard to dispute. |
| Hail bruising | The granules hide it, but bruised mat is exactly the damage that shortens a roof’s life, so it belongs in the scope. |
| Wind damage and lifted shingles | Wind lifts and creases shingles and tears off ridge caps. We flag each one so the scope reflects what the wind actually did. |
| Cosmetic marks told apart from real damage | We are HAAG Certified, so cosmetic marks get told apart from the bruising that actually shortens a roof’s life. |
| The full scope in writing | We lay out the full scope in writing and work with your SGI or private adjuster so the approved scope matches what is on the roof. |
Roofs we have finished, and the work we bring to Saskatoon
Who stands behind the work
Certifications, accreditation and partners behind our Saskatoon work
GAF
As a GAF Certified contractor, we install GAF systems with the GAF Timberline HDZ shingle as our workhorse, and every install carries a 10-year workmanship warranty.
HAAG
We are HAAG Certified, the roofing-damage credential adjusters are trained against, which is why our inspections line up with theirs.
Better Business Bureau
We are a BBB Accredited Business with an A rating, listed in Saskatoon.
Financeit
Our financing runs through Financeit, so a roof can go on monthly payments.
Service access
Where we run Saskatoon insurance work out of
Our address is 410 Stensrud Rd #139 in Saskatoon, and the highways out of the city are what set the radius we cover.
Hwy 16 (Yellowhead)
The Yellowhead is the main east-west highway across the prairies, and our crews use it to reach Drake and Yorkton out east.
Hwy 11 (Louis Riel Trail)
Hwy 11 is the fast north-south corridor through Saskatoon. It carries us north to Warman, which is about 22 km north of the city, and on to Rosthern, and south to Lumsden and Regina.
Hwy 12 and the Hwy 305 corridor
Hwy 12 runs straight north out of Saskatoon to Martensville, about 18 km north, and on to Hepburn. The Hwy 305 corridor and the RM of Corman Park roads tie in Dalmeny and the other communities north of the city.
Hwy 5 and the Trans-Canada
Hwy 5 runs east out of Saskatoon, the route we take toward Bruno. Regina sits about 250 km southeast via Highway 11 (the Louis Riel Trail).
Service areas
Where we work around Saskatoon
We help with roof insurance claims across Saskatoon and the surrounding towns, including Saskatoon, Martensville, Warman, Regina, Hepburn and more. We quote projects across the surrounding towns, including acreage and farm roofs.
FAQs
Saskatoon roof insurance claim questions
Do you handle the SGI or insurance paperwork in Saskatoon?
What if the damage on my Saskatoon roof is only cosmetic?
How soon after a Saskatoon storm should I start a claim?
Will a Saskatchewan claim raise my premium, and is the inspection free?
Do I pay anything up front on a Saskatoon claim?
By town
Where we do this work around Saskatoon
- Storm damage roof repair in SaskatoonStorm damage roof repair in Saskatoon →
- Storm damage roof repair in MartensvilleStorm damage roof repair in Martensville →
- Storm damage roof repair in WarmanStorm damage roof repair in Warman →
- Storm damage roof repair in ReginaStorm damage roof repair in Regina →
- Storm damage roof repair in HepburnStorm damage roof repair in Hepburn →
- Storm damage roof repair in DalmenyStorm damage roof repair in Dalmeny →
- Storm damage roof repair in RosthernStorm damage roof repair in Rosthern →
- Storm damage roof repair in DrakeStorm damage roof repair in Drake →
- Storm damage roof repair in BrunoStorm damage roof repair in Bruno →
- Storm damage roof repair in LumsdenStorm damage roof repair in Lumsden →
- Storm damage roof repair in YorktonStorm damage roof repair in Yorkton →
The Saskatoon claim process, step by step
Our plain-language guide on how to file a hail damage insurance claim in Saskatchewan covers documentation, the adjuster visit, your deductible and the mistakes to avoid.
Get started
Ready for a roof you can trust in Saskatoon?
Free inspection, honest assessment, and a 10-year workmanship warranty on every roof we install.